JOHN LISTER INC, PC - IRA Eligibility : Calculator: IRA Eligibility

Saving for a comfortable retirement is one of the most common financial goals among working people. One popular retirement savings vehicle is the IRA. Even if you have access to an employer-sponsored retirement plan, you may still be eligible to supplement your employer’s plan by contributing to a tax-deductible IRA or a Roth IRA. This calculator is designed to help you determine whether you qualify for the different types of IRAs and to estimate the potential future value of each type of IRA for which you are eligible.

1. What will your age be as of December 31 this year?
2. Are you covered by an employer-sponsored retirement plan?	YesNo
3. Do you have a spouse who is covered by an employer-sponsored retirement plan?	YesNo
4. What do you (and your spouse, if applicable) expect your adjusted gross income to be this year?	$
5. What will your filing status be for this year?
6. What pre-tax return do you expect on your investments between now and when withdrawals begin (0 to 12 percent)?	%
7. What marginal tax bracket do you expect to be in during your working years?
8. At what age do you expect to begin withdrawing funds from your IRA? (Note that mandatory withdrawals from traditional IRAs must begin by April 1 of the year following the year in which you turn age 70-1/2. There are no mandatory withdrawal requirements for Roth IRAs.)
9. What pre-tax return do you expect on your investments once withdrawals begin (0 to 12 percent)?	%
10. What marginal tax bracket do you expect to be in at retirement?
11. For how many years do you intend to withdraw funds from your IRA?

John Lister is a registered representative registered to transact business with clients in Alabama, Florida, Georgia, Maine, Massachusetts, Missouri, North Carolina, Ohio, Oklahoma, Texas and Washington. John is also an insurance agent licensed in Texas. Nadine Feild is a registered representative registered to transact business with clients in Alabama and Texas. Nadine is also an insurance agent licensed in Texas.

If you are not a resident of the states noted above, all investment-related information on this site is for informational purposes only and does not constitute a solicitation or offer to sell securities or insurance services over the internet.

Securities offered through H.D. Vest Investment ServicesSM, Member SIPC, A non-bank subsidiary of Wells Fargo & Company, 6333 N. State Highway 161, Fourth Floor, Irving, TX 75038, 972-870-6000.

Investments & Insurance Products: Are not insured by the FDIC or any federal government agency, are not deposits of or guaranteed by the bank or any bank affiliate and may lose Value.

John Lister, Incorporated, PC is not a registered broker dealer or independent investment advisory firm.